BACKGROUND OF THE STUDY
Banking service when it was introduced into Nigeria economy it had bring development to the doorstep of every citizen which 70 to 80 percent of Nigerians lives depends in socio-economical livelihood since partly phase of the banking system had impacted in the country development. This phase of development have revolved between rural areas and the urban areas. Money is said to be a life wire of civilization in a country. This means that money needs to be properly managed and controlled in the banking sector to accomplish these development aims. Agriculture is the second major sources that generate revenue to Nigeria government after oil industry. The phase of the rural area which do undertook these agricultural activities have not felt any positive impact on the developmental plans but rather it had been recorded a decline in agricultural productivity. Hence, the banking industries as one of every country’s sector have a controlling impact on the spurred banking not only to the urban cities but also in rural areas.
1.2 STATEMENT OF RESEARCH PROBLEMS
Commercial bank is a profit making organization, hence there is a great panic in establishing such in rural area may not be reality if service of commercial banks are not at the reach of our rural dwellers. Therefore, the problem are:
i. How to resolve the profit motive of the rural commercial banks and the essential services being rendered to the rural dwellers.
ii. To what extent have the commercial banks involved the rural dwellers in the economic activities in terms of awareness and sensitization
1.3 OBJECTIVE OF THE STUDY
This study is aimed at investigating the impact of banking system via service that should be rendered by commercial banks other purpose of carrying out this study include:
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